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Oregon Autoowners with auto insurance coverage

Auto Insurance

Drivers face several risks every single day, including accidents from natural causes as well as man-made damages. Having auto insurance with PorchLight Insurance is the best way to make sure you are financially protected in case of any unforeseen circumstances. Vehicle insurance is meant to protect you, your vehicle, and your passengers in case of an accident.

With that said, you really don't have much of a choice since having car insurance is mandatory. Some of the coverage options that you are legally required to have include liability, uninsured motorist, and personal injury protection. Driving without these types of auto insurance could lead to harsh consequences including fines, suspension of your license, and monthly verifications. In most states, you only have 30 days to register your car, and you need auto insurance to do so. The coverage options available include:

Liability: Protects you against possible financial loss in case you are responsible for causing injuries to persons or property damage towards a third party.

Uninsured/underinsured: Protects you in case you get into an accident that is caused by an uninsured/underinsured motorist. It can also come in handy in hit-and-run situations

Personal injury protection: Covers your medical expenses should you be injured in a car-related accident regardless of who’s at fault. It also caters for loss of income, loss of essential services, and funeral expenses.

Collision: Covers losses or damages caused when your car hits or is hit by another vehicle or object.

Comprehensive: Covers the loss or damages that aren’t caused by a collision. This includes theft, vandalism, fire, windstorm, glass breakage, and much more.

Choosing the right coverage for your vehicle can be quite challenging; therefore, talk to an agent at PorchLight Insurance to help you make the right choice. We offer affordable and reliable auto insurance policies that will allow you to enjoy your driving experience worry-free.

For more information or inquiries, contact us today.

Why work with PorchLight Insurance?

  • Providing competitive insurance rates by having access to multiple insurance companies
  • Licensed agents at PorchLight Insurance do all of the shopping for you, saving you time and money along the way
  • Easy to communicate with our in-house licensed insurance agents