Most people know that car insurance is a requirement, but you may not know how much coverage you actually need. Even if you have full coverage insurance with comprehensive, you may not know which coverage amount to select. So, what instances would you need a higher amount, and when should you choose the lowest amount?
Choosing Comprehensive Coverage Amounts
Selecting to have comprehensive insurance doesn’t always offer the protection you may need while on the road. Comprehensive will cover items such as damage from storms or theft. If you have a vehicle with a higher price tag, you should elect to choose comprehensive coverage close to the value of your vehicle. If you have an older car, or you bought an economy car that you have had for some time, you may want to select a lower amount. Consult with your auto insurance agent to discover which options are right for your situation.
Getting The Best Auto Insurance
You always want to make sure you are working with an insurance agency that will have your best interest in mind. That means selecting an auto insurance provider that will sit down with their clients and explain the options that will deliver the most coverage for their specific needs. If you are located around the Tigard or Portland, OR area, consider consulting PorchLight Insurance. We will outline products that will give you protection and reliability.
Don’t guess when it comes to comprehensive coverage. Get the facts from PorchLight Insurance serving the residents in and around the Portland, OR area. Call or stop by today for more details and to speak with a knowledgeable representative.